Financial advisors who actually understand tech careers.
Your highest-leverage financial decisions are about comp packages, career moves, HCOL housing, and equity — not about picking mutual funds. Matched with advisors who work with tech employees every day.
Tech finances have their own shape
Half your comp is equity that could 2× or 0.5×. You're being asked to make a $1.6M house decision in your mid-30s. You're weighing a $350K FAANG package against a startup offer that could be worth $5M or nothing. You can use the Mega Backdoor Roth but your 401k admin doesn't explain it. These aren't generic "save 15%" planning questions.
- Total-comp modeling: base + bonus + RSU vest schedule, not just gross numbers. How stock volatility affects your real savings rate.
- Career-move analysis: leaving $400K at a public company for $250K + startup equity isn't a pay cut if you do the math right.
- HCOL housing: rent-vs-buy in markets where a $2M house has to be compared against maxing tax-advantaged savings.
- Mega Backdoor Roth: $40K+/year of after-tax Roth space that most tech employees don't use.
- Layoff & severance planning: the reality of tech employment in the 2020s.
- Equity comp: RSU tax planning, ISO/AMT, concentrated single-stock risk. (For deep equity work, see RSU Advisor Match.)
Tools & guides
Tech Total-Comp Calculator
4-year projection: base + bonus + RSU vest schedule + ESPP. Accounts for stock price scenarios and cliff-vs-monthly vest mechanics.
Financial Planning for Tech Employees: The Complete Guide
Full arc: early-career savings, mid-career equity planning, HCOL housing decisions, late-career FIRE or career-change math.
Mega Backdoor Roth at Tech Companies
How it works, which companies (Google, Meta, Microsoft, Amazon, others) have the after-tax 401k + in-plan conversion feature, and how to set it up.
Buying vs Renting in HCOL Tech Metros
Bay Area, Seattle, NYC math: when $3M house wins, when renting and investing wins, and how RSU volatility changes the calculation.
Startup vs. Big Tech Comp Calculator
Enter both offers: see the year-by-year cash shortfall, equity upside at each exit multiple, and the exact exit the startup needs to break even with big tech.
Big Tech vs Startup: The Financial Tradeoff
Expected-value math on startup equity. When a 0.2% stake is worth leaving $400K+ of comp on the table, and when it's not.
Tech Layoff Financial Planning: The First 90 Days
Severance review, COBRA vs. ACA, 401k decisions, RSU exercise windows, unemployment insurance, and tax planning for your gap year.
RSU Tax Planning for Tech Employees
How RSUs are taxed at vest, the 22% withholding trap, sell-to-cover vs hold decisions, concentrated stock risk, and when to build a real equity strategy.
Retirement Planning for Tech Employees
Account stacking order (401k → HSA → Mega Backdoor Roth → Backdoor IRA → NQDC → taxable), FIRE math at high incomes, and equity concentration risk in your retirement portfolio.
ISO AMT Calculator 2026
See your exact AMT exposure before exercising incentive stock options. Enter your income, shares, and strike/FMV to find how much AMT you'll owe — and the max shares you can exercise with zero AMT.
Startup Stock Options: ISO vs. NSO & the AMT Trap
ISO vs. NSO tax treatment, the 83(b) early-exercise election, AMT trap mechanics, post-termination exercise windows, and the QSBS exclusion (up to $15M tax-free under OBBBA).
Startup Tender Offers and Secondary Sales
Your startup is offering to buy your shares — or you're exploring selling on Forge or Hiive. How each path works, the tax treatment by equity type, the QSBS forfeiture trap, and how to evaluate whether liquidity now is worth giving up future upside.
HSA Strategy: The Stealth IRA for Tech Employees
The only account with a triple tax advantage — and most tech employees use it wrong. 2026 limits, HDHP vs PPO math, the receipt-banking strategy, and how to build a $300K+ tax-free medical fund.
FIRE Calculator for Tech Employees
Enter your current savings, annual investment rate, and retirement spending target to see your FI number, which FIRE tier you're targeting (LeanFIRE/ChubbyFIRE/FatFIRE), and exactly how many years until you can stop working.
Estate Planning for Tech Employees
Beneficiary designations, what happens to unvested RSUs at death, wills vs living trusts, the step-up in basis opportunity on appreciated employer stock, and the estate planning checklist every tech worker needs.
Tax-Loss Harvesting for Tech Employees
How to harvest losses in RSU lots and ESPP shares to offset capital gains — and the wash sale trap that wipes out your harvest if an RSU vests within 30 days of your sale.
How matching works
Get matched with a tech-specialist advisor
Tell us your stage and main concern. We'll match you with a fee-only advisor who works with tech employees. No fees, no obligation.
Tech Advisor Match is a matching service. We connect you with vetted fee-only financial advisors in our network — we don't manage money or provide advice ourselves. Advisors in our network are fiduciaries who charge transparent fees (not product commissions), and we match you based on your specific situation.